Purchasing receivables portfolios

Simply transfer your receivables portfolios

The service is rendered, the invoice prepared. But your customer isn’t paying. Yet you’ve got your own debts to pay off or the next rating is just around the corner. Shorten your balance sheet and you’ll be back in the money: transfer your receivables portfolios.

The EOS Group buys receivables portfolios of different compositions and not depending on their status. We take on defaulted receivables portfolios and those for which out-of-court reminders have been sent, as well as those which are already titled or subject to writs of execution, secured by goods or real estate.

We take a random sample of your receivables and use it to make a projection, on the basis of which we calculate the aggregate purchase price. We make you a binding offer after we have analysed your unpaid receivables. We guarantee you a realistic and fair offer. This, in our view, is simply part of a trusting and partnership-like relationship. You can rest assured that we will not make you false promises and then renegotiate later.

Receivables packages secured by real estate

In Germany alone, the number of real estate loans has trebled over the past 15 years. This is gratifying for the many future owners. On the other hand, small and medium-sized financial institutions are being adversely affected by the growing number of problem loans.

As a result of this, credit risks are increasing, liquidity is declining, the ratings awarded - necessary with regard to Basel II - are deteriorating and more and more personnel resources are being poured into tasks that are not among the core competencies of a financial institution.

That is why EOS Immobilienworkout offers you a full-service package covering all aspects of evaluating and handling collectible mortgage loans or unsecured loans for both residential and commercial real estate. We purchase your receivables packages or handle them on a trustee basis so that the financial institution remains the owner of the receivable in question.

Your gain from selling receivables portfolios