Titling
Only a legally titled claim achieves formal res judicata – it confirms the creditor’s claim against the debtor. A titled claim does not become statute-barred until 30 years have passed. The titling of a claim is obtained through default action or proceedings. Titling, moreover, is the precondition for debt enforcement: the serving of an executory title (e.g. writ of execution, judgement) to the debtor must be proven.